Raising a family in today’s economy can be both fulfilling and financially demanding. To help ease the burden, the Australian Government provides the Family Tax Benefit (FTB)—a two-part payment that supports families with the cost of raising children.
In 2025, eligible families can receive up to $6,442.25 annually through this benefit. This detailed guide covers everything you need to know about eligibility criteria, payment rates, how to apply, and when to expect your payments throughout the year.
$6,442.25 Family Tax Benefit in Australia 2025: What Families Need to Know
The Family Tax Benefit (FTB) is a vital government support program that helps Australian families manage the financial demands of raising children. In 2025, eligible households may receive up to $6,442.25 annually, depending on their income and family situation.
Whether you’re a single parent, part of a low-income household, or caring for children part-time, the FTB provides customized financial assistance based on your needs. Understanding the eligibility criteria, income thresholds, and application process is key to ensuring you receive your full entitlements.
To avoid underpayments or overpayments, it’s important to keep your income estimates accurate and stay updated on any policy changes. With the choice of fortnightly payments or a lump sum at the end of the financial year, the Family Tax Benefit is a flexible and reliable support system designed to promote financial stability for Australian families.
| Aspect | Details |
| FTB Part A | Per-child payment assisting with childcare costs; rates vary by age and income. |
| FTB Part B | Additional support for single parents and single-income families; determined by the youngest child’s age. |
| Maximum Annual Payment | Up to $6,442.25 per child for FTB Part A. |
| Income Thresholds | Payments reduce as family income exceeds $65,189 annually. |
| Residency Requirements | Both claimant and child must meet Australian residency criteria. |
| Application Process | Apply via myGov or in person at a Services Australia office. |
| Payment Dates | Fortnightly or as a lump sum after the financial year ends. |
Understanding the Family Tax Benefit (FTB) in 2025
The Family Tax Benefit (FTB) is a key financial support program from the Australian Government, aimed at helping families manage the cost of raising children. It is divided into two parts—FTB Part A and FTB Part B—each with its own purpose, eligibility criteria, and payment structure.
What Is Family Tax Benefit Part A?
FTB Part A provides financial assistance to families based on their income and the age of their children. It helps with the day-to-day costs of raising dependent children.
Fortnightly Payment Rates for 2025
Children aged 0–12 years: Up to $222.04 per fortnight
Children aged 13–15 years: Up to $288.82 per fortnight
Children aged 16–19 years (if studying full-time): Up to $288.82 per fortnight
Annual Supplement
Eligible families may also receive an FTB Part A Supplement of up to $916.15 per child, paid after the end of the financial year once income has been confirmed.
Income Threshold
- The income-free area for FTB Part A is $65,189 annually.
- Payments reduce progressively for incomes above this threshold.
Exploring Family Tax Benefit Part B
FTB Part B is targeted at single-parent households or families with one primary income earner. The payment depends on the age of the youngest child.
Annual Payment Rates for 2025
Youngest child under 5 years: Up to $4,923.85 per year
Youngest child aged 5–13 years: Up to $3,434.65 per year
Annual Supplement
A Family Tax Benefit Part B Supplement of up to $448.95 per family may be paid after the financial year, pending income assessment.
Income Limits for FTB Part B
- Primary earner’s income must be $117,194 or less annually
- Secondary earner’s income affects eligibility; reductions begin when earnings exceed $6,789 per year
Who Is Eligible for FTB?
To qualify for FTB Part A or B, you must:
- Have a dependent child or a full-time secondary student aged 16 to 19 who isn’t receiving other benefits (e.g., Youth Allowance)
- Provide care for the child at least 35% of the time
- Meet Australian residency requirements
How to Apply for the $6,442.25 Family Tax Benefit in 2025
Application Methods
- Online: The fastest way is through your myGov account linked to Centrelink
- In-Person: Visit a local Services Australia office for personal assistance
Documents You’ll Need
- Proof of identity (driver’s license, passport)
- Tax File Number (TFN)
- Child’s birth certificate or school enrollment documents
Payment Options & Income Balancing
You can receive FTB payments in two ways:
- Fortnightly payments throughout the year
- Lump sum after the end of the financial year (July 1 – June 30), once you lodge your tax return and confirm your income
After the financial year ends, Services Australia balances your payments to ensure you were paid correctly. This process begins once your tax return is submitted.
Additional Benefits with the Family Tax Benefit (FTB) in 2025
Alongside the core Family Tax Benefit payments, eligible families may qualify for extra support programs that provide further financial relief. These benefits are designed to help with housing, healthcare, utilities, and child health requirements.
Rent Assistance
If you’re renting privately and receive FTB Part A, you may be eligible for Rent Assistance, a fortnightly supplement that helps cover your rental costs.
Health Care Card
Families receiving the maximum rate of FTB Part A typically qualify for a Health Care Card, which offers:
- Reduced-cost prescription medications
- Bulk-billed medical services (at participating providers)
- Discounts on utility bills, public transport, and government services
Immunisation & Health Check Requirements
To continue receiving FTB Part A:
- Children must be up-to-date with immunisations
- In some states, a health check is required at age four
Failure to meet these requirements may impact your eligibility or reduce your payments.
Frequently Asked Questions (FAQs)
1. Can I receive both FTB Part A and Part B?
Yes, as long as you meet the separate eligibility criteria for both. Part A is based on child-related costs and family income, while Part B supports single-parent or single-income families.
2. What if my income changes during the year?
Report income changes to Services Australia immediately via myGov to prevent overpayments, which may need to be repaid later.
3. What extra benefits come with FTB Part A?
Eligible families may also receive:
- Rent Assistance
- Health Care Card
- Energy Supplement
4. Do I need to lodge a tax return for the annual supplements?
Yes. You and your partner (if applicable) must lodge your tax return or notify Services Australia if not required to lodge, to receive the FTB supplements.
5. How does shared care affect my FTB payments?
If you share care of a child, payments are adjusted based on the percentage of care you provide. Services Australia calculates this proportionately.
6. Can I backdate my Family Tax Benefit claim?
Yes, you can backdate your FTB claim for up to one year, provided you meet all eligibility conditions during that period.
7. What is the Energy Supplement?
A small fortnightly payment to help eligible FTB Part A recipients with rising energy costs. It’s paid automatically with your FTB.
8. How do I update my income estimate?
Update anytime via your myGov account or by calling Services Australia. Keeping this accurate helps avoid payment issues.
9. Can grandparents or non-parent carers receive FTB?
Yes. Grandparents or other carers can claim FTB if they provide care for the child at least 35% of the time and meet other requirements.
10. Where can I get more information?
Visit the official Services Australia website or contact them directly for detailed information on eligibility, payments, and claims.
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