Old Age Security (OAS) is one of the key income support programs for seniors in Canada. If you are nearing retirement or already receiving benefits, staying informed about the 2025 OAS payment dates is crucial to planning your monthly budget.
In this guide, you’ll find the complete OAS payment schedule, eligibility updates, and helpful tips to ensure you never miss a payment.
OAS Payment Schedule for 2025
The Government of Canada processes OAS payments every month. Here’s the official OAS payment calendar for 2025:
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
Tip:
If you have direct deposit set up, you will typically receive your OAS payment on these exact dates. If you rely on mailed cheques, allow additional time for delivery delays.
How Much Will You Receive in 2025?
The OAS monthly payment amount depends on your age and income bracket. For the year 2025, estimated OAS payments are:
- Ages 65 to 74: Up to $727.67 per month
- Ages 75 and older: Up to $800.44 per month
These amounts are reviewed quarterly and may adjust based on the cost of living through indexation.
OAS Eligibility Requirements
To qualify for OAS benefits, you must:
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after turning 18
(20 years if applying from outside Canada)
If you meet these basic conditions, you can either receive a full or partial OAS pension based on your total years of residency.
How to Maximize Your OAS Payments
Here are a few tips to ensure you receive the maximum benefit:
- Update your banking information with Service Canada for faster deposits.
- Report any changes in your marital status or address promptly.
- Monitor your income to avoid OAS clawbacks (repayments start if your net income exceeds a certain threshold).
Frequently Asked Questions (FAQs)
Q1. When are OAS payments made each month in 2025?
OAS payments are scheduled once a month, typically toward the end. Exact dates are listed above for each month.
Q2. How do I ensure my OAS payment is not delayed?
Enroll in direct deposit through Service Canada to receive timely payments directly into your bank account.
Q3. Can my OAS amount change after age 75?
Yes, once you turn 75, your OAS monthly payment increases automatically without needing a new application.
Q4. Is OAS income taxable?
Yes, OAS payments are considered taxable income in Canada and must be reported when filing your annual tax return.
Final Thoughts
Keeping track of OAS payment dates helps you stay financially prepared each month. Make sure your information with Service Canada is always updated, and opt for direct deposit to avoid any disruptions.
- Read Also:
- $2500 pension Canada 2025 Starting January? Know the Truth & How to Qualify
- No $5,200 April OAS GIS Payment in 2025: Here’s What Canadian Seniors Will Actually Receive
- Canada $2988 OAS Per Month Payment | These People Will Get Benefits,Check Eligibility ,Payment Date
As a finance news writer at sirfal.com, I specialize in breaking down complex economic trends, market updates, and investment strategies into clear, actionable insights. My mission is to empower readers with the knowledge needed to make informed financial decisions. Thank you for engaging with my articles; I hope they add value to your financial journey.