Social Security Payment Schedule: Effective January 2025, the Social Security Administration (SSA) maintains its tiered payment structure for retirement and disability benefits. Here’s everything you need to know to ensure you receive your funds on time.
1. Monthly Benefit Dates by Birthdate
| Birthdate Range | Payment Day |
|---|---|
| 11th–20th | Second Wednesday of month |
| 21st–31st | Third Wednesday of month |
| 21st – 31st | Fourth Wednesday of month |
Social Security payment dates 2025
- Birthdates 1–10
– Payment Date: Second Wednesday of each month- Birthdates 11–20
– Payment Date: Third Wednesday of each month- Birthdates 21–31
– Payment Date: Fourth Wednesday of each month
Example (May 2025)
- Born 1–10 → Wednesday, May 14
- Born 11–20 → Wednesday, May 21
- Born 21–31 → Wednesday, May 28
2. Supplemental Security Income (SSI)
- Standard SSI Date: 1st of each month
- Weekend/Holiday Adjustment: Next business day
June 2025 Quirk:
- June 1 (Sunday) → SSI paid Monday, June 2
3. Pre‑May 1997 Entitlements
If your Social Security entitlement began before May 1997—or you receive both Social Security and SSI—you follow this schedule:
- Social Security: Paid on the 3rd of each month
- SSI: Paid on the 1st (or next business day)
4. Why the Schedule Matters
- Budget Planning: Align bills, rent, and essentials with your deposit date.
- Mail Delays: For paper checks, allow three extra mailing days before reporting a late payment.
- Holiday Shifts: Federal holidays can move payment dates; always verify on the SSA website.
5. How to Stay Informed
- “My Social Security” Account: View upcoming payment dates online.
- Bank Alerts: Set up notifications for deposits.
- Direct Deposit: Switch from paper checks to avoid postal delays.
SSA benefit payment calendar
FAQs
Q1: When will I get my payment if my birthday is on the 15th?
A: You’ll be paid on the third Wednesday of the month.
Q2: My SSI date falls on a Saturday—what then?
A: Your SSI arrives on the next business day, usually Monday.
Q3: How do I switch to direct deposit?
A: Log in to your “my Social Security” account or call 1‑800‑772‑1213.
Q4: Will holidays delay my benefit?
A: If the scheduled payment day is a federal holiday, the SSA issues payments the preceding business day.
Q5: What if my payment is late?
A: For checks, wait three extra mailing days; for direct deposit, contact your bank, then the SSA if still missing.
As a finance news writer at sirfal.com, I specialize in breaking down complex economic trends, market updates, and investment strategies into clear, actionable insights. My mission is to empower readers with the knowledge needed to make informed financial decisions. Thank you for engaging with my articles; I hope they add value to your financial journey.