Thousands of UK parents are set to lose their Child Benefit payments by May 31, 2025, as the HMRC enforces its quarterly cut-off for families whose children are exiting approved education or training programs. The cut-off applies to those whose children are either turning 16 or 20 and not continuing in full-time education or training.
What is Child Benefit?
Child Benefit is a financial support scheme managed by HMRC that helps families cover child-rearing expenses. Currently, parents receive £26.05 per week for the first child and £17.25 for each subsequent child.
Who Will Be Affected?
Parents will stop receiving Child Benefit payments if:
- Their child turns 16 and does not continue in education or training.
- Their child aged 16-20 completes their course or training program.
The May 31 deadline is one of the four annual cut-off dates set by HMRC. The other dates are February 28, August 31, and November 30.
Special Cases – Can You Still Claim?
Child Benefit is also available for:
- Foster Parents: Eligible if the local council isn’t covering the child’s costs.
- Adoptive Parents: Can claim for legally adopted children.
- Relative Caregivers: Those caring for a friend’s or relative’s child may also qualify.
High Income Child Benefit Charge (HICBC) – What You Need to Know
Families with a higher income may need to repay a portion or all of their Child Benefit. The HICBC applies if:
- The claimant’s income exceeds £60,000 annually.
- For every £200 earned over £60,000, 1% of the Child Benefit is repaid.
- Once earnings exceed £80,000, the entire Child Benefit amount must be repaid.
This charge is settled through a self-assessment tax return, making it essential for high-income families to report accurately.
What Should You Do Next?
- Review your child’s educational status and update HMRC if they are leaving education or training.
- Check your income level to determine if the HICBC applies to you.
- Submit self-assessment returns to avoid penalties or overpayments.
FAQs
1. What is the deadline for Child Benefit payments ending in May 2025?
The cut-off date for Child Benefit payments ending due to changes in education or training is May 31, 2025.
2. How much is Child Benefit in the UK for 2025?
Parents receive £26.05 per week for the first child and £17.25 per week for each additional child.
3. Who must repay Child Benefit under the High Income Child Benefit Charge?
Families earning over £60,000 annually must repay a percentage of their Child Benefit.
4. Can foster parents claim Child Benefit?
Yes, foster parents can claim Child Benefit if the local council is not covering the child’s costs.
5. What should parents do if their child is leaving education or training?
Parents must notify HMRC to stop payments and avoid overpayment penalties.
Stay informed and take action before the May 31 deadline to prevent financial disruptions. Subscribe for updates on UK benefits and other essential family support programs.
